Count to three before buying a health care plan

Sign up by Dec. 15 to be covered on New Year’s Eve

By FINN M. BULLERS
Freelance writer/editor

Patience is a virtue, mom always said. Take a deep breath, consider all your options and then make an educated decision on what health care plan is right for you.

It just makes sense. You have until Dec. 15 to enroll under the federal government’s launch of the Affordable Care Act, nicknamed ObamaCare.

Consumers shopping for coverage in new online markets for health insurance will be able to see what plans are offered in their area, how much they will cost per month, what their annual deductibles are and whether their families might qualify for federal subsidies or Medicaid. Continue reading

Government shutdown a backdoor plan aimed at Obamacare?

One health insurance insider says yes

Despite reports that the government shutdown is not and will not stop The Affordable Care Act (Obamacare) to take effect, is it possible that Republican leaders and conservative political backers saw the shutdown as their Plan B if they could not get the president and Senate Democrats to delay its implementation as part of a budget agreement?

A person, who asked not to be identified, but has high-level connections with a local health insurance company that has been interfacing with Washington to determine how to code software to administer the health care exchanges, says yes.

While the president maintains the ACA cannot be touched or affected by the government shutdown and has said the long delays and online problems in the first two days of the law taking effect is due to the overwhelming number of people trying to use it. Continue reading

The Affordable Care Act

By Valeria Edwards,
Family and Consumer Sciences Agent
Kansas State Extension Office

Do the words confused, enthusiastic, angry, or anxious describe your own feelings about the health reform law? We are all hearing so much in the news about this subject. Whether you refer to the new law as the Patient Protection Act, the Affordable Care Act, Obamacare, or ACA, it went into effect March 23, 2010.

You may be utilizing provisions of the law already. For example, if you’ve obtained health insurance for your child under 19 years old who has a pre-existing condition, or have included your adult child under 26 years old (who doesn’t have access to coverage through his or her own employer) to your private health insurance plan, you were able to do so under provisions of the new law. Continue reading

The dreaded DMV

 

I’ve been dreading today all weekend.

Why?

I have to go to the DMV in Olathe to renew our vehicle registrations.

It’s my own fault. I could have mailed them in but with granddaughter Alexandra in town, I forgot and missed the mail-in date deadline.

I wanted to do it online and use my credit card and would have but each vehicle needs a pin number in order to do that. And as luck would have it, just two of our three vehicles have that pin number. And when you use a credit card, you pay a “convience” fee for each vehicle as well as a processing fee. So I figured since I had to go to the DMV to renew the registration on the un-pinned vehicle I might as well save the extra fee money and take care of all three at once today.

Last year, it wasn’t a bad experience. But since the state went to a new computer system that was supposed to make it even better, well, the waiting time has become worse — a lot, lot worse — to the point that they turn people away.

So, we’ll see how it goes. I’ll try to secure a time via the website. I’m sitting here waiting for 7:30 to try and secure my spot.

Wish me luck. I’ll let you know how it goes!

 

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